Commercial Insurance Brokers
How We Can Help Protect Your Company
When you talk, we listen and will ask more questions to make sure we understand your business; that’s our foundation for doing it right. We simplify the buying process by presenting your account favorably & obtaining quotes from the insurance companies that are a fit for your business needs.
Identify Options &
& Policy Audit
We clearly communicate about the insurance policy being quoted or renewed, identify any options for additional savings or additional coverage and let you decide what’s right for your business. Our service doesn’t end at the time of the sale, we will be there for you during the year for your question, business changes, or to assist with a claim.
Expect to review your insurance annually in order to update for changes and deciding if we need to go out for competitive quotes. You can also expect us to review your final audits with you for accuracy.
If this sounds like the professional service and long-term relationship your business needs, then give us a call, we’re ready to start working for you.
HOTEL / MOTEL
Have peace of mind while giving your customers a great experience when staying at your hotel or motel.
RESTAURANTS / BARS
Special food and beverage rating programs & coverage enhancements that are unique for you.
OTHER COMMERCIAL COVERAGES
We offer policies for a myriad of situations. See what types of businesses we cover.
Types of Coverage
We can insure any business, and issue a policy and evidence of Worker’s Comp Insurance within 24 hours of your call.
Insurance coverage for a work injury to your employees, and their resulting loss of income. As an employer, you want prompt and fair claims service for your injured employees, safety program support and pay plan options, all at a competitive premium. We have the experience and the insurance companies that will meets your needs.
Commercial General Liability Insurance
Commercial general liability insurance provides premise and operations liability coverage, products liability and completed operations liability for your business protection from a third-party claim or lawsuit. This coverage line can be very basic and simple to issue or can be very complex and difficult to obtain depending on your business exposure.
Property Insurance for Your Building and Contents
Insurance for damage to your building, contents inside the building and resulting business interruption for lost earnings or lost rental income. You may select replacement cost of the structure, or insure for the actual cash value of the structure or at functional replacement cost for what you would rebuild.
Insurance for Your Business’s Vehicle Needs
The Business Auto Insurance Policy provides liability coverage for bodily injury or property damage you cause with an insured auto and coverage for your vehicles damage.
Let Us Help With the Stipulations
Bonds are not insurance. A bond is a guarantee by the bonding company that your company will perform the job/duties as stipulated, such as payment of taxes, repair road damage due to a road cut. If you don’t do what you are supposed to do, the bond company will do so for you and then look to you for reimbursement. Some become underwritten much like a bank loan, since it is a guarantee of your ability to physically and financially do what is expected of you.
Umbrella / Excess Liability Policies
Increase the Limits of Liability
The Umbrella Liability Policy basically increases or extends your primary general liability limits, business auto liability limits and work comp employers’ liability by $1,000,000 or more.